{"id":922,"date":"2017-10-25T12:00:15","date_gmt":"2017-10-25T09:00:15","guid":{"rendered":"http:\/\/www.gokberkcan.com\/?p=922"},"modified":"2022-01-31T11:42:49","modified_gmt":"2022-01-31T08:42:49","slug":"denizbank-tabi-oldugu-bddk-yonetmeliklerini-ihlal-ediyor","status":"publish","type":"post","link":"https:\/\/www.gokberkcan.com\/?p=922","title":{"rendered":"Denizbank tabi oldu\u011fu BDDK y\u00f6netmeliklerini ihlal ediyor."},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"color: #000000;\">1 Kas\u0131m 2006 tarihli,\u00a026333 say\u0131l\u0131 Resmi Gazete&#8217;de yay\u0131mlanan\u00a0Mevduat ve Kat\u0131l\u0131m Fonunun Kabul\u00fcne, \u00c7eki\u0307lmesi\u0307ne ve Zamana\u015f\u0131m\u0131na U\u011frayan Mevduat, Kat\u0131l\u0131m Fonu, Emanet ve Alacaklara \u0130li\u0307\u015fki\u0307n Usul ve Esaslar Hakk\u0131nda Y\u00f6netmeli\u0307k&#8217;in 6.maddesi\u00a01 Kas\u0131m 2012 tarihli 28454 say\u0131l\u0131 Resmi Gazete&#8217;de yay\u0131mlanan de\u011fi\u015fiklik ile g\u00fcncellenmi\u015fti.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Neydi bu g\u00fcncellemenin sebebi? Bankalar\u0131n farkl\u0131 isimler alt\u0131nda, m\u00fc\u015fterilerine sormadan kredi mevduat hesaplar\u0131 a\u00e7mas\u0131. Tabii baz\u0131 bankalar bununla da yetinmeyip kredi kart\u0131 gibi \u00fcr\u00fcnleri de m\u00fc\u015fterinin r\u0131zas\u0131 olmaks\u0131z\u0131n satmay\u0131 g\u00f6rev edinmi\u015fti. BDDK Y\u00f6netmeli\u011fi g\u00fcncelledi ancak DenizBank isimli kurumun y\u00f6netimine haber gitmedi san\u0131r\u0131m. E\u011fer aksi olsayd\u0131 25 Ekim 2017 tarihinde saat 6:03&#8217;te DenizBank co\u015fku dolu bir e-posta g\u00f6ndermezdi bana: &#8220;Kurtaran Hesab\u0131n\u0131z\u0131 iyi g\u00fcnlerde kullanman\u0131z\u0131 dileriz.&#8221;<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\">Y\u0131llar \u00f6nce benden habersiz kredi kart\u0131 \u00e7\u0131kartt\u0131lar, mesajla bildirdiler bir de utanmadan. \u0130ptal ettirdim, durmad\u0131lar. Benden habersiz kredi mevduat hesab\u0131 a\u00e7t\u0131rd\u0131lar, heyecan dolu bir SMS g\u00f6ndermi\u015flerdi, kapatt\u0131m. Sorumlu bir m\u00fc\u015fteri olarak da uyard\u0131m; &#8220;Bir daha yaparsan\u0131z BDDK&#8217;ya \u015fikayet edece\u011fim, sizden benim onay\u0131m olmayan bankac\u0131l\u0131k \u00fcr\u00fcn\u00fc istemiyorum ve sorumluluk da kabul etmiyorum&#8221; diye de hem yaz\u0131l\u0131 hem s\u00f6zl\u00fc belirttim. F\u0131kradaki gibi, <strong>bu \u00fc\u00e7!<\/strong> Art\u0131k BDDK&#8217;n\u0131n T\u00fcrkiye&#8217;deki bankac\u0131l\u0131\u011f\u0131 ve vatanda\u015flar\u0131 korumaya olan sorumlulu\u011funa ve yetkisine inanarak \u015fikayetimi aktard\u0131m. S\u00fcrecin nas\u0131l i\u015fleyece\u011fini \u00e7ok merak ediyorum. \u0130n\u015fallah bu usuls\u00fczl\u00fc\u011fe imza atan arkada\u015flar\u0131n da tek tek cezaland\u0131r\u0131ld\u0131\u011f\u0131n\u0131 payla\u015faca\u011f\u0131m burada.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>1 Kas\u0131m 2006 tarihli,\u00a026333 say\u0131l\u0131 Resmi Gazete&#8217;de yay\u0131mlanan\u00a0Mevduat ve Kat\u0131l\u0131m Fonunun Kabul\u00fcne, \u00c7eki\u0307lmesi\u0307ne ve Zamana\u015f\u0131m\u0131na U\u011frayan Mevduat, Kat\u0131l\u0131m Fonu, Emanet ve Alacaklara \u0130li\u0307\u015fki\u0307n Usul ve Esaslar Hakk\u0131nda Y\u00f6netmeli\u0307k&#8217;in 6.maddesi\u00a01 Kas\u0131m 2012 tarihli 28454 say\u0131l\u0131 Resmi Gazete&#8217;de yay\u0131mlanan de\u011fi\u015fiklik ile g\u00fcncellenmi\u015fti. Neydi bu g\u00fcncellemenin sebebi? Bankalar\u0131n farkl\u0131 isimler alt\u0131nda, m\u00fc\u015fterilerine sormadan kredi mevduat hesaplar\u0131 a\u00e7mas\u0131. Tabii [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":["post-922","post","type-post","status-publish","format-standard","hentry","category-denetim-ky"],"_links":{"self":[{"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=\/wp\/v2\/posts\/922","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=922"}],"version-history":[{"count":1,"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=\/wp\/v2\/posts\/922\/revisions"}],"predecessor-version":[{"id":2118,"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=\/wp\/v2\/posts\/922\/revisions\/2118"}],"wp:attachment":[{"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=922"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=922"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gokberkcan.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=922"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}